Dashboard

Key Performance Indicators

💰 Net Margin
0%
Calculating...
👤 Avg Net per Agent
$0
Monthly average
⚠️ Chargeback Exposure
0%
Risk level
📊 Effective Rate
$0
Net per application

Revenue Trend (12 Months)

Actionable Insights

⚠️
Agents At Risk
0
🏆
Top Sub-Agency
None
$0/month
📅
Next LOA Release
$0
Next month's deferred

Summary Statistics

Active Agents: 0
Total Apps: 0
Gross Revenue: $0
Net Revenue: $0

Forecast Parameters

Forecast Summary & Visualizations

Quick tips: Gross includes carrier commissions plus FMO HRA revenue. Net equals Gross minus overrides, agent payouts, retention bonus, LOA deferred, reserves held, and chargebacks, plus reserve releases and chargeback recovery.

Monthly Projections

Metric Definitions:
  • Intake: Total applications submitted in the month (AEP + non-AEP).
  • Paid: Applications that pay out this month based on timing rules.
  • Gross: Total revenue generated (carrier commissions + FMO HRA/HOA revenue).
  • Sub-Agency: Portion of gross commission paid to sub-agency partners.
  • Agent: Commission paid to the writing agent.
  • Retention Bonus: Performance bonus for team leads.
  • LOA Deferred: Portion of LOA commission paid after a waiting period.
  • Reserves Held: Percentage of gross commission held to cover future chargebacks.
  • Reserves Released: Release of funds previously held in reserve.
  • Chargebacks: Commission clawbacks from the carrier.
  • Recovery: Portion of a chargeback recovered from the agent/sub-agency.
  • Net Cash Flow: Gross - Payouts - Reserves Held + Reserves Released.
  • Cumulative Net: The running total of the Net Cash Flow.
Month Intake Paid Gross Sub-Agency Agent Retention Bonus LOA Deferred HRA FMO Rev HRA Agent Payout Reserves Held Reserves Released Chargebacks Recovery Net Cash Flow Cumulative Net

Agent Roster

NPN Name Email Sub-Agency Monthly Avg Persistency Complaints Status Actions

Sub-Agency Management

Interactive Configuration Visualizer

Visual breakdown of commission flow and financial controls

Per-App Payout Waterfall ℹ️

LOA Payout Timeline ℹ️

Financial Controls Timeline ℹ️

Per-App Preview (Non-AEP Initial)

Live-updates based on your changes below

Set average monthly production, AEP seasonality, and growth rates. These drive monthly intake volumes.

Commissions

Set base carrier commission amounts, marketing bonuses, and the enrollment mix. These are used to calculate Gross Revenue before any distributions.

Enrollment Mix

Distributions

Configure how revenue is distributed to sub-agencies and agents. This section defines the payout structures.

Sub-Agency Overrides

Agent Payouts

LOA Model Settings

HRA / HOA Settings

Financial Controls

Configure reserves, chargebacks, and other financial controls used across projections.

Import Agent Data

Code Documentation

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